US Bank Account

"I Have Spent 8 Months Researching On The Internet To Find Out Which US Bank Is Willing To Open An Account For Foreigners. The Good News Is That You Don't Need To Spend Another 8 Months Because I Have Already Found The Bank For You!"

The following article is the story of how I managed to open my US bank account all by myself, after struggling for 8 months. You can learn how to open yours as well. Or course, you can open it immediately without waiting for 8 months!


What Are The Benefits And Features Of This Account?

Before I share with you the story of how I found this US bank and successfully open an account with them, lets explore all the benefits and features you can have with this account.

1. You get a FREE VISA Platinum ATM Debit Card. You can withdraw up to $1000 a day at any ATM that accepts VISA cards (11,000 in the US and 600,000 worldwide). You can purchase up to $10,000 a day at 18 million VISA outlets worldwide. This card can be used at all merchants that bear the VISA logo. The card can even be used for ONLINE purchases! And best of all, there is NO SERVICE FEE on using your ATM check card for cash withdrawals or purchases!

2. You Can Write Checks! Pay someone by issuing your own checks. Checks are even FREE and you will initially be given 50 checks after you open your account. You can order your checks directly online via internet banking later when you have finished your checks.

3. You can deposit USD checks issued by a US bank to your account as long as the check is payable directly to you. You just need to fill up a deposit slip, endorse the back of the check and mail them to the the bank. Deposit slips are FREE and can be ordered easily through the online banking service. If you deposit your USD checks in your local bank, the bank will usually charge you at least USD10 in commissions! And worst of all, you have to wait 4 to 6 weeks before you can see your money. By using a US account, you do not pay any commission and your check will cashed within a few days.

4. You can send wire transfer directly using online banking. Wire transfer fee is only $25! Incoming wire transfers are free. If you need to wire to a 3rd party account (account that is not under the same name as your account name), a notarized letter is required. If you are wiring to yourself (such as your own account in your local country), the letter is not required.

5. Works with PayPal! You can link your account to PayPal and verify your account. You can transfer money FROM your PayPal account to this bank account. Many international PayPal members are unable to withdraw their PayPal fund because PayPal only allows them to withdraw money to a US bank account and not their local bank account. The good news is that with this US bank account, you can now withdraw your PayPal money to the account and turn it to real cash! After you transfer your PayPal money to the bank account, you can easily withdraw the cash at over 17,000 ATM worldwide using your VISA Platinum Debit Card or you can make a wire transfer to your local bank account. You can also transfer money from your bank account to your PayPal account. You can also buy directly from PayPal merchant using eCheck which are drawn directly from this bank account.

6. You can open an individual account or a 2-person Joint Account. You can also open a company account with the same procedure and simplicity. This includes non-resident Delaware Corporations! The only difference is that company account does not come with the VISA debit card. It does come with the check book and works with PayPal. You can of course choose to open both individual and company account!

7. Hassle Free. Requires only a photocopy of your passport. You don't even need any certification, notarization or apostillization. If you do not have a passport, you can also used your official government issued identification card. If this identification card doesn't display your photo, you need to include your driving license as a supporting document. Driving license alone is not accepted.

8. No reference letter from other banks required. No credit check.

9. You do not need a Social Security Number (SSN), Tax ID or a US mailing address because we are opening the account as who we are - foreigners/non resident aliens. We are not playing any tricks and we followed all the rules. So we are using our Passport or any government-issued photo ID and our home address.

10. Receive Inward Wire Transfer from anyone (FREE). The bank has an international SWIFT code and Routing Number. Receiving wire transfer is FREE.

11. Very Powerful Online Banking Service that makes your banking easy. For example, you can check your balance, view your transaction history, reorder check books, reorder check deposit slips, transfer money to and from other bank accounts, etc.

12. Initiate ACH transfers TO and FROM your other US bank accounts for FREE!

13. You can choose to receive electronic statements (PDF) or printed statements.

14. Initial Deposit of $1,000 only (OPTIONAL). You can send a check/bank draft along with your application. Or you can wire transfer/PayPal your initial deposit after your account is opened (after you received your account number and online banking login). If you do not make the $1,000 deposit, you won't be able to receive the debit card. Some of my clients do not have enough money. They deposit less than $5 to their account using PayPal and still get an active account! They even get the debit card! So I believe the $1,000 is still a flexible requirement.

15. No Monthly Service Fee or Minimum Balance Requirement to maintain your account.

16. Excellent 24/7 Email and Phone Support. You can pick up the phone to call them and get immediate support. Or if you are shy or the issued is not urgent, you can send them an email.

17. This is not a small town bank. It is a Very Large and Reputable Company with lots of branches in the US. And it is even listed in the New York Stocks Exchange (NYSE) with market capitalization of 7.2 Billion! That's $7,200,000,000 if you doesn't know how much is billion!

The Best US Bank Account I Got!

The moment I found out about this bank, I immediately tried it. I discovered that all I needed to do was to fill up a very simple form for opening the account and then proceed to send it back (WITHOUT ANY initial deposit and wired $250.00 after receiving welcome kit) and a copy of my passport! I didn't even need to certify or notarize my passport copy!

I sent the documents by FedEx and it was delivered to the US within 3 days. The bank processed my application and sent me a confirmation email on the next working day notifying me that my account was opened. They also informed me that I would receive the welcome package for my new account soon!

I waited for about 1 week and I received the welcome package in my mailbox! Inside it were the full information about my bank account and my username for online banking. The password for my online banking came in another letter for security purpose. I was able to start making banking transactions immediately! I logged on to my online banking account and had fun clicking around. 2 weeks later, I also received my Visa debit card, my PIN number and my first check book with 50 checks inside! My name was printed on my Visa debit card and all my checks.

Since then, I have been a very satisfied user of my US bank account!

Why Does One Need a US Bank Account?

From my own experience and from reading the emails of my site’s visitors, I have come to the conclusion that a non-resident of the US would usually want to open a US bank account for one of the following reasons:

1. To Deposit USD Checks For Free Without Any Bank Comission!

These checks usually come from affiliate commissions and other internet earnings. If you deposit the checks at your local bank account, the local bank charges you a high transaction fee, which comes up to around USD $10 per check. That means if you deposit 1 check every month, you will need to pay USD $120 just for bank fees every year. If you receive a check with a small amount, say $30 and your bank takes away $10 from it, you will be left with $20. 33% of your profit is gone for no good reason!

By having a US bank account, you can now deposit unlimited USD checks for FREE. If you usually deposit 12 checks per year through your local bank, you stand to save up to $120 per year.Your local bank would also take around 4 to 6 weeks to cash a USD check because they need to send your check back to the US bank that issued the check! By having your own US bank account, you can quickly mail your check back to them and have it cashed once they have received it.

2. To Withdraw Your PayPal Funds And Access Your Money With Your Debit Card!

You can be paid via PayPal for various reasons. This is especially true when you are selling something online either directly through your websites or eBay. If you do not have a US bank account, there is only one way to use your PayPal funds, which is to spent it online through other PayPal merchants. By having a US bank account, you can withdraw your PayPal funds to your bank account and then use the money anyway you want. Usually you can just use your FREE debit card to spent online or offline. Or you can withdraw cash from your local ATM machine! Having a US bank account also allows you to fully activate and verify your PayPal account.

What Can I Do For You?

I will help you to open your US bank account. The first reason I spent so much time doing research on US bank accounts was because I needed a US bank account myself. The second reason that motivated me was that I could provide this information to people who need it as a service. All you need to do is print out and fill in the application forms that I will provide you. After that, you just have to send them back to the bank’s office in the US along with a copy of your passport (or your official government issued identification card).

Most importantly, I have also included a lot of useful information in an eBook, with scans of all the documents that you will be receiving and tips on how to fill them in. I have also scanned into the eBook my checks, deposit slips and my VISA card. My name is printed on all of them, and I’m sure this will give you the confidence that you can indeed open a US bank account as a non-resident.

How Long Will It Take to Open Your Account?

It will take less than 2 weeks from the day you send out your application forms. "2 weeks" is actually the time it takes for your air mail to reach the bank’s office in the US. If you use a courier service like FedEx or UPS, it will take less than a week! Once they have received your forms, they will process your application within 1 working day. After your account application has been approved, they will send you a confirmation email so that you will know that your account has been opened. So far, none of my clients have been rejected.

Who Are Eligible To Open This Account?

Almost anyone from any countries can open an account. The only exceptions are citizens of the following countries - Canada, Cuba, Iran, Iraq, Libya, North Korea, Sudan, Liberia, Sierra Leone, the UNITA faction in Angola, Syria and Burma (Myanmar). They have a non competing clause with Canada branch. While for the remaining countries, the US government has forbid all US companies from doing business with them.

How Much Will It Cost?

My one-time-fee for this service is $11.99 (Crazy Offer Now!). My fee is very very low. All other professional third parties charge something like $49.99 - $99.99 to open an account for you!

Think about this, if you need to open a US bank account and you hire someone like me to perform the research for you. I will have to go through the whole process (visit websites, sending mails and emails, making calls, etc) and it will take me 8-9 months to finish my research to get the information that you need. How much do you think is the *fair* amount that you should be paying me for my services? Will you be bearing the expenses that will be incurred during the research? (sending one courier package already costs $9.00 and I will need to send more than 10)

Besides this, if you cash 10 USD checks through your local bank, this means that you will have to pay around $100 in bank charges to your local bank! Most US banks also charge at least $10 for service fees each month, multiply that by 12 months and it will come up to $120! The account that I will be helping you to sign up for doesn't charge a monthly fee!

60-Day Money Back Guarantee!

60 days are more than enough for you to open your account and that's why I am giving you a full 60 day money back guarantee. If the bank rejects your application, you will get a full refund. But I can tell you one thing, until 31 December 2007, none of my customer is rejected! I have a clean 100% success rate. Not only that, their accounts are active until today!

OPEN YOUR ACCOUNT NOW! ($11.99) PAY FOR 100% APPLICATION SUCCESS RATE!

My application success rate is 100%. I always have people coming to me and tell me that they use someone else service to open their US bank account. So they already have an account with XXX but the bank has now close their account! They ask me if I can help. I tell them no one can help because they have screw up the only chance they have. They follow someone else advices which looks like working at first, but couldn't last. Account was opened 'successfully'. But account was closed later. After dealing with so many of them, I find out the special reason WHY their account is being closed. They didn't follow one of the most important rule. And these guidelines will be available to you in my guidebook. Think carefully when you choose who to trust! What you want is a successfully opened US bank account that can last. Not a 100% refund guarantee or to save a few penny. Getting an insurance claim after an heart attack is not a good thing. The best thing is to have no heart attack at all!

Payment is accepted via Paypal only. Send it at sandeagg@gmail.com

For further information, send me a mail at sandeagg@gmail.com